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Mortgage appointment checklist

Are you not sure what to bring to your mortgage appointment? Why not use our checklist. 

When making a mortgage application there are many documents and information needed. For your first appointment the more documents you can bring the more efficient and effective your appointment will be.

1. Proof of identity

  • Form of identity (eg. passport or driving licence)

2. Proof of income

  • Employers’ details for the last 3 years (name, address, telephone number and dates you were employed there)

  • 3 weeks’ or 3 months’ payslips

  • Latest P60 (usually issued by your employer in April/May)

  • Last 2 years’ copies of SA302s /audited accounts (if self-employed)

  • Bank statements (latest 3 months)

  • Your latest annual mortgage statement

  • Details of existing outgoings including details of other loan commitments

3. Proof of address

  • Your full address history (for the past 3 years)

  • Proof of residency (eg. utility bill or bank statement, within the past 3 months)

4. Additional information

  • Proof of deposit

  • Details of all existing personal and mortgage related insurance

  • Employment benefits (eg. sick pay, pensions, car allowance)

  • New property details (only if not buying a property through Intercounty)

Please make sure all the documents you bring to your appointment are original copies.  We work in partnership with Embrace Financial Services who provide mortgage advice. 

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Embrace Financial Services usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.