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Renting your first home is an exciting step, but it can also feel overwhelming if you’re not sure what to expect, especially if you are a first time renter. This guide explains the renting process from start to finish, helping you feel informed, prepared and confident at every stage. If you are renting your first home and want to know how renting works, then this guide will give you the basics.
If you would like some advice or to have a chat with one of our specialists then call or pop into your local branch.
You can also check out the government's How To Rent guide.
Don't rush into letting, do your homework, know your budget, the area you want and your requirements and ensure the landlord or agent has a good reputation.
Before you begin your search, take some time to plan.
Set your budget
Work out what you can comfortably afford each month. Remember to include:
It’s a good idea to allow some buffer for unexpected expenses.
Decide where to live
Think about what matters most to you, such as:
Having a clear idea of location will help narrow your search.
Research
Use letting agents’ websites, property portals and alerts to see what’s available. Speaking to friends or colleagues who rent locally can also provide useful insights.
Speak to a letting agent
Letting agents can help you understand the local market, register your details and notify you of suitable properties. Be open about your budget, timescales and requirements. Most people will rent through a letting agent. You can view our properties to rent here
Viewing a property is your chance to decide whether it feels right. When viewing, you may want to:
Know how the property is managed
A number of landlords will leave the day to day management to the estate agent so they will deal with any maintenance issues on your behalf. Other landlords will manage the property themselves. It's good to know how your property is managed so you're aware of who to contact if there's a problem.
Once you find a property you like and you would like to apply, you'll usually need to:
Referencing
Referencing helps confirm your identity and ability to afford the rent. This may include employment, income or previous landlord checks.
Tenancy agreement
Before you move in, you will receive a tenancy agreement outlining:
Take time to read this carefully and ask questions if anything is unclear.
A security deposit is usually required. This is protected in an approved scheme and held as security against rent arrears or damage beyond fair wear and tear. Paperwork is often completed digitally for ease and convenience.
Moving in
When your tenancy begins, you should receive:
It’s a good idea to take meter readings and familiarise yourself with appliances straight away.
Your responsibilities
As a tenant, you’re expected to:
The landlord’s responsibilities
Your landlord is responsible for:
Any changes to rent or tenancy terms will:
You have the right to ask questions and seek advice if you are unsure. You can view Tenant Permitted charges here.
If you decide to leave:
Before moving out:
Your deposit will be returned once everything is agreed, minus any justified deductions.
Renting is about more than finding a property, it’s about finding a place you can feel comfortable calling home.
Ask questions, take your time where possible, and don’t be afraid to seek advice. A good letting agent or landlord will be happy to help. If you need support at any stage, our team is always here to help you.
If you’d like to see what’s currently available with us, explore our properties to rent.